Effective Date: 2026

These Terms and Conditions govern your use of the Excel Merchant Services website and services.

Acceptance of Terms

By using our site or services, you agree to these Terms and all applicable laws.

Services

Excel Merchant Services provides payment processing, merchant account setup, consultation, account notifications, SMS updates, and related services.

User Obligations
Users must:

- Provide accurate information

- Comply with applicable laws

- Maintain consent for communications

SMS Terms

By opting in, you agree to receive SMS messages from Excel Merchant Services, which may include:

- Appointment reminders

- Account notifications

- Service updates

- Payment-related notifications

- Promotional and marketing messages

Message frequency may vary. Message and data rates may apply. Reply STOP to unsubscribe or HELP for assistance.

Carrier Liability: Mobile carriers are not liable for delayed or undelivered messages.

Age Requirement: You must be at least 18 years old to opt in to SMS communications.

Disclaimers & Limitations

We are not liable for indirect damages or interruptions. Services are provided “as is” to the extent permitted by law.

Changes

We may update these Terms at any time. Revisions take effect upon posting.

Contact Us

For any privacy concerns, please contact us at 1 661-560-6922 or visit ExcelMerchantServices.com.